HousingMonthly

SPY & Housing Starts

The number of new residential construction projects that have begun during a particular month.

SPY Price

$681.75

Housing Starts

Last Data: Oct 2025
Last Release: Jan 27, 2026
Next Release: Feb 18, 2026
1.246M
-4.6% MoM

Year-over-Year Change

Last Data: Oct 2025
-7.8%

What It Measures

Housing Starts measures the number of privately-owned housing units on which construction has started. A housing start is defined as the beginning of excavation of the foundation for the building. The data includes: - **Single-family homes**: Detached, attached, and 2-unit buildings - **Multi-family buildings**: Buildings with 5 or more units (apartments, condominiums) - **Regional breakdown**: Northeast, Midwest, South, and West Data is reported as a Seasonally Adjusted Annual Rate (SAAR), which annualizes the monthly figure.

Why It Matters

**Leading Economic Indicator**: Housing construction is one of the first sectors to respond to changes in interest rates and economic conditions. **Employment Driver**: Residential construction supports millions of jobs in construction, manufacturing (appliances, materials), and related services. **Consumer Wealth**: Home construction adds to the housing stock and affects home values, impacting household wealth. **Fed Policy Sensitivity**: Housing is highly sensitive to mortgage rates, making it a key transmission channel for monetary policy.

Key Levels

Above 1,600K SAAR
Strong residential construction, housing boom
1,400K-1,600K SAAR
Healthy housing market
1,200K-1,400K SAAR
Moderate construction activity
1,000K-1,200K SAAR
Below-average construction
Below 1,000K SAAR
Weak housing market, recessionary levels

Data Sources

SPY: S&P 500 ETF daily OHLCV data (1993-02-02 to 2026-02-13)

Housing Starts: HOUST - Housing Starts from U.S. Census Bureau

Units: Thousands of Units, Seasonally Adjusted Annual Rate, Monthly