HousingMonthly

SPY & Building Permits

The number of permits issued for new privately-owned housing units, a leading indicator for future construction activity.

SPY Price

$681.75

Building Permits

Last Data: Oct 2025
Last Release: Jan 27, 2026
Next Release: Feb 18, 2026
1.412M
-0.2% MoM

Year-over-Year Change

Last Data: Oct 2025
-1.1%

What It Measures

Building Permits measures the number of permits issued by local authorities for new residential construction. A permit is required before construction can begin in most jurisdictions. The data covers: - **Single-family permits**: For detached homes and townhouses - **Multi-family permits**: For buildings with 2+ units - **Geographic detail**: Available by region and metropolitan area Data is reported as a Seasonally Adjusted Annual Rate (SAAR).

Why It Matters

**Leading Indicator**: Building permits lead housing starts by 1-2 months, making them useful for forecasting construction activity. **Builder Confidence**: Permit applications reflect homebuilders' expectations for future demand. **Local Economic Health**: Permits indicate investment confidence and expected population/job growth in an area. **Regulatory Environment**: Changes in permit activity can also reflect zoning and regulatory changes.

Key Levels

Above 1,700K SAAR
Very strong permit activity, construction boom
1,400K-1,700K SAAR
Healthy permit issuance
1,200K-1,400K SAAR
Moderate permit activity
1,000K-1,200K SAAR
Below-average permits
Below 1,000K SAAR
Weak permit activity, housing slowdown

Data Sources

SPY: S&P 500 ETF daily OHLCV data (1993-02-02 to 2026-02-13)

Building Permits: PERMIT - Building Permits from U.S. Census Bureau

Units: Thousands of Units, Seasonally Adjusted Annual Rate, Monthly